Select Why lease a bicycle instead of buying it? Why lease a bicycle instead of buying?

Savings of up to 40%

Usually, when you lease a bike, you must exchange a portion of your gross budget for the bike. In that case, it
costs you less, because you are paying for the bicycle with your gross earnings instead of with your net wages.
In total, you can save some 40% compared to the private purchase of a bicycle.

Take a look at this example:

Suppose you choose an electric bike with a catalogue value of €3,000. This is roughly equivalent to a lease price
of €129 / month, including VAT. In most cases, your employer will deduct the monthly payment from your gross
salary. And because your gross salary is reduced in this way, the employer pays a lower social security
contribution for those three years. This financial benefit is passed on to you by the employer, which means that
you end up paying about €86 / month, gross, for the bicycle. That means that roughly €48 / month, net,
remains.

After three years, you will have paid just €1,728 for the bike, the comprehensive insurance, the maintenance
budget worth €300, and roadside assistance. What if you decide, after three years, to buy the bicycle? Then you
pay the 20% residual value. In the end, the bike is yours for €2,335.

If you had purchased the bike, you would have paid €3,000 from your net salary. That’s a difference of €665 –
nothing to be sniffed at. And, you wouldn’t have had a maintenance budget, insurance, or roadside assistance.
Much less advantageous, in other words.

Please feel free to use our calculator to make your own simulation.

All-inclusive lease package

Unlike a purchase, you will also enjoy the following convenient services when leasing a bicycle.

A personalised maintenance budget:

How often your bike needs servicing and how much this costs depends on the type of bike and how intensively you
use it. Fortunately, maintenance is also fiscally advantageous, as it is included in the monthly lease price. At
the start of the lease contract, you choose how much you want to spend on maintenance throughout the lease
period. This amount can vary between €300 and €1,200. Your local bike dealer can help you choose the appropriate
maintenance budget.

Damage and theft insurance:

Cyclis Bike Lease insures your bike for three years against damage and theft throughout Europe.

Roadside assistance:

What if you break down en route? Unfortunately, this is always a possibility. You will receive a customer service
number from VAB that you can call at any time. They are standing by, day and night, throughout the Benelux.

24/7 customer service:

We are available every day to assist with all your questions. That way, you can truly cycle without a care.

Extra year of warranty:

Cyclis Bike Lease provides an extra year’s warranty on top of the standard, two-year warranty period.

Payment in instalments

A big advantage, if you ask us! An electric bike costs an average of €2,500. A speed pedelec can easily cost
twice as much. A hefty chunk of your budget, if you have to come up with this all at once. With leasing, you
spread the payment over three years. So, buying your dream bike won’t have such an impact on your wallet.

Unlimited options

Bicycle leasing at Cyclis Bike Lease means you have unlimited choices. Thanks to our cooperation with more than
1,300 bike shops, we can offer every make and model. You can even choose online brands, such as Canyon and
Cowboy.

Accessories galore

Good news! Bike leasing is not limited to just “bike” leasing. It also includes leasing the accompanying
accessories*. Because what’s an e-bike without a pannier? Or a sports bike without a sturdy helmet? And yes,
this too is fiscally advantageous. Because the cost of the accessories is included in the lease price.

*excl. bicycle clothing, shoes, and bike carriers

Conclusion

Leasing a bicycle is more economical than buying one yourself, thanks to the favourable taxation terms. The
benefits can add up to 40% when compared to a private purchase. What’s more, with leasing, you enjoy extra
services such as comprehensive insurance, roadside assistance, and a tailor-made maintenance budget. And, unlike
with a purchase, you don’t have to come up with the total amount in one go. You spread the payment for your bike
and accessories over three years. We can create a lease formula for any bicycle. Thanks to our cooperation with
more than 1,300 local bike shops, your options are endless.