leasing

Does your employer offer bicycle leasing? But are you hesitating between leasing or buying a bike? We explain why bicycle leasing is more advantageous and interesting.

You save up to 40%

When you lease a bike, you usually exchange a portion of your gross budget for the bike. You pay less in that case because you are reimbursing the bicycle with your gross cents instead of your take-home pay. In total, you can save about 40% compared to a private purchase.

We outline it briefly with an example: Suppose you choose an electric bicycle with a list value of €3000. There is about a lease price of €129 / month incl. BTW. Your employer deducts the monthly contribution from gross pay in most cases. Because your gross salary is reduced, he pays less patronage charges for 3 years. This financial benefit is passed on to you by the employer so you yourself end up paying gross about €86/month for the bicycle. Net that leaves about only €48/month.
After three years, you will have paid only €1728 for the bike, comprehensive insurance, the maintenance budget worth €300 and roadside assistance. Want to take over the bike after three years? Then you pay 20% residual value. In the end, the bike is yours for €2335.

If you had purchased the bike, you immediately paid €3000 with your take-home pay. A difference of €665, that can already add up. In that case, you also had no maintenance budget, insurance and roadside assistance. A lot less interesting, then.

You can also always do your own simulation through our calculator.

All-in lease package

Unlike with a purchase, you enjoy the following worry-free services when you lease a bike:

  • Custom maintenance budget: How often your bike needs maintenance and how much it costs depends on your type of bike and how intensively you use it. Fortunately, maintenance is also fiscally advantageous as it is included in the monthly lease price. You choose at the start of the lease how much you want to spend on this during the lease term. This amount can vary between 300 and 1,200 euros. Your local bike dealer can help you choose the appropriate maintenance budget.
  • Comprehensive insurance: Cyclis insures your bike for three years against damage and theft throughout Europe.
  • Breakdown assistance: breakdown on the road? Unfortunately, that can always happen. You will receive a customer number from VAB that you can call at any time. They are at your service day and night throughout the Benelux.
  • 24/7 service: We are available every day for your questions. That way, you can really ride carefree.

Staggered payment

A great advantage, if you ask us! For an electric bike, you pay an average of €2500. For a speed pedelec soon double that. A solid bite out of your budget if you have to put this on the table at once. With leasing , you spread the payment over three years. As a result, buying your dream bike will not have a (big) impact on your wallet.

Unlimited supply

Bike leasing with Cyclis means you have unlimited choice. Thanks to cooperation with more than 1,200 bike stores, we can offer every make and model. You can even choose online brands such as Canyon and Cowboy.

Accessories of your choice

Good news! Bicycle leasing is not just limited to “bicycle” leasing, but includes associated accessories*. After all, what is an e-bike without a pannier? Or a sport bike without a sturdy helmet? And yes, this too is tax-advantaged. Because the cost of accessories is neatly included in the lease price.

*excl. bike clothing, shoes and bike carrier

Conclusion

Leasing a bicycle is cheaper than buying one yourself thanks to favorable taxation. The benefit can be up to 40% compared to a private purchase. Plus, with leasing, you enjoy additional services such as comprehensive insurance, roadside assistance and a customized maintenance budget. Unlike a purchase, you also don’t have to cough up the total amount at once. You spread the payment for your bike and accessories over three years. We can put any bicycle into a lease formula. Thanks to our partnership with more than 1,200 local bike stores, you are not limited in choice.