Bicycle leasing as an individual. Is that possible?
Helaas kan je bij Cyclis geen fiets leasen als particulier. Wij bieden enkel fietsleasing aan voor medewerkers van bedrijven en lokale overheden. Kan je geen fiets leasen via het werk, maar wil je toch graag de betaling spreiden? Dan kan je kiezen voor een groene lening bij je bank.
A green loan at the bank
The biggest advantage of a green loan is that you pay off the bike monthly over a period of up to 30 months. By doing so, you spread out the payment for your bike and don’t lose a big chunk of your savings right away.
Of course, borrowing money also costs money. But because of the low interest rate of a green loan, you won’t pay much more for your bike in the long run. Suppose you buy a bicycle of €3000 with an interest rate of 0.69% over a period of 30 months, you will pay a total of €3026.70. When the loan matures, the bike is yours. For more info, it’s best to contact your bank.
Leasing a bicycle is the most advantageous
Despite the low interest rate, with a green loan you will pay more for your bike. Especially compared to a lease formula, where the amount is deducted from your gross budget (e.g., gross salary or year-end bonus). As a result, you still pay a lot less net. Your bike can be 40% cheaper overall than a private purchase. You don’t have this gross-net benefit with a private purchase or a green loan.
When you lease a bike through Cyclis, you enjoy carefree services such as maintenance, comprehensive insurance against damage & theft and breakdown assistance. Want to use these services without a lease? Then you pay this extra on top of your loan. When you lease, you can return your bike after the lease period at no cost or take over at the residual amount. The best part is that you can always take out a new lease. This way you will always drive around with the latest model and enjoy another few worry-free years.
Discover here all about a Cyclis lease bike.
Opportunities for individuals
Leasing a bicycle as an individual is not possible at Cyclis. A green loan allows you to spread the purchase cost of your bicycle at a low interest rate. You’ll pay more for your bike, though, and you won’t enjoy the benefits of an all-in lease package.
Leasing a bicycle through your employer remains the most economical solution. Doesn’t your employer offer bike leasing yet? Then convince him with our brochure. If your employer prefers to schedule an appointment, you can do so here . We are happy to introduce our methods to them.
