Bike leasing as an individual: is that possible?

A green loan at the bank

The biggest advantage of a green loan is that you pay off the bike monthly over a period of up to 30 months. By doing so, you spread out the payment for your bike and don’t lose a big chunk of your savings right away.

Of course, borrowing money also costs money. But because of the low interest rate of a green loan, you won’t pay much more for your bike in the long run. Suppose you buy a bike of €3,000 with an interest rate of 0.69% over a period of 30 months, you will pay a total of €3,026.70. When the loan matures, the bike is yours. For more info, it’s best to contact your bank.

Leasing a bike is the most advantageous

Despite the low interest rate, with a green loan you will pay more for your bike. Especially compared to a lease formula, where the amount is deducted from your gross budget (e.g., gross salary or year-end bonus). As a result, you still pay a lot less net. Your bike can be 40% cheaper overall than a private purchase. You don’t have this gross-net benefit with a private purchase or a green loan.

When you lease a bike through Cyclis Bike Lease, you enjoy carefree services such as maintenance, comprehensive insurance against damage & theft and roadside assistance. Want to use these services without a lease? Then you pay this extra on top of your loan. When you lease, you can return your bike after the lease period at no cost or take over at the residual amount. The best part is that you can always take out a new lease. This way you will always drive around with the latest model and enjoy another few worry-free years.

Discover here all about bike leasing with Cyclis Bike Lease.

In summary…

Bike leasing through your employer remains the most advantageous option. Would you like more information? Download our brochure now to learn more.

Does your employer not yet offer bike leasing? No problem. Send us the contact details of your HR representative via sales@cyclis.be, and we will take care of convincing them.